XRP Made Simple.

XRP is a global cryptocurrency that has many use cases. XRP is the native digital asset on the XRP ledger. XRP is faster, more scalable, more efficient, and better for our planet when compared to Bitcoin. Read on for more info!

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Common Question

What is a Cryptocurrency?

A cryptocurrency is a digital or virtual currency that is secured by cryptography, which makes it nearly impossible to counterfeit or double-spend. Many cryptocurrencies are decentralized networks based on blockchain technology—a distributed ledger enforced by a disparate network of computers. A defining feature of cryptocurrencies is that they are generally not issued by any central authority, rendering them theoretically immune to government interference or manipulation. 

–  Jake F. Investopedia

Advantages to Crypto

Blockchain technology has the ability to drastically improve todays global financial infrastructure and many of the worlds top banks are already partnered with Ripple.


Some cryptocurrency transactions settle in less than 4 seconds.


Cryptocurrency's give the unbanked access to the monetary system.


Cryptocurrency transactions are one-to-one affairs, taking place on a peer-to-peer networking structure that makes “cutting out the middle man” a standard practice.

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Top Question

What is XRP?

 XRP is a digital asset built for payments. It is the native digital asset on the XRP Ledger—an open-source, permissionless and decentralized blockchain technology that can settle transactions in 3-5 seconds.

XRP can be sent directly without needing a central intermediary, making it a convenient instrument in bridging two different currencies quickly and efficiently. 

– Ripple

Value -> XRP -> Desired Value

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IOV ILP 15 seconds 2mb
XRP Crypto Transfer 2mb

How is XRP Used?

XRP is faster, less costly and more scalable than any other digital asset, XRP and the XRP Ledger are used to power innovative technology across the payments space. 

Who is Ripple?

Ripple is the main company focused on building technology to help unleash new utility for XRP and transform global payments. Third parties are also pursuing other XRP-related use cases.

What about Bitcoin?

Bitcoin is the first decentralized peer-to-peer payment network that is powered by its users with no central authority or middlemen. From a user perspective, Bitcoin is pretty much like cash for the Internet. “XRP is Bitcoin 2.0”  – 2022

The Better Digital Asset.

XRP vs BTC 2mb


Payments moving across the XRP Ledger settle in 4 seconds.


100% of ledgers have closed without issue since inception.


XRP consistently handles 1,500 transactions per second, 24x7, and can scale to handle the same throughput as Visa.*

Eco Friendly

The XRP Ledger settles XRP transactions instantly without the energy costs associated with proof of work (or mining).


Run by a decentralized network of 150+ validators globally.


XRP’s seven-year track record of stable technology and governance makes it ready for institutional and enterprise use.

Common Question

What is Ripples Role?

Ripple is a global payment solutions company that offers businesses and banks a faster, more efficient, and scalable way to send payments by utilizing blockchain technology and the XRP ledger whos native coin is XRP. Ripple gives you and I a fast and efficient way to send money all over the world. 

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Frequently Asked Questions?


Ripple is a technology company that provides the most efficient solutions to send money globally using the power of blockchain technology. Our vision is to enable the world to move value like information moves today—the Internet of Value.

Ripple is the only enterprise blockchain company today with products in commercial use. Our global payments network, RippleNet, includes over 300 financial institutions across 40 countries and six continents. We work with regulators, governments and central banks—not against them—to improve the way the world moves money.

– Ripple.com

Through the use of blockchain and modern APIs, Ripple enables financial institutions who are part of the network—RippleNet—to send money globally, instantly, reliably and for fractions of a penny. Being part of RippleNet solves three key issues with payments:

1. Speed and certainty
2. Liquidity management
3. Transparency

With RippleNet, customers can quickly access new markets, expand their services and deliver the best customer experience in global payments today. With a single connection, customers can access the best blockchain technology for global payments, payout capabilities in over 40 currencies, On-Demand Liquidity as an alternative to pre-funding and operational consistency through a common rulebook.

– Ripple.com

On-Demand Liquidity enables RippleNet customers to leverage the digital asset XRP to bridge two currencies in three seconds, ensuring payments are quickly sent and received in local currency on either side of the transaction. XRP is ideally suited for global payments because it is quicker, less costly and more scalable than any other digital asset.

International payments, especially in emerging markets, require businesses to hold pre-funded accounts in destination currencies. It’s a costly endeavor that ties up resources. RippleNet provides an alternative. While any financial institution on the network enjoys reliable, instant and lower-cost transactions, those who use the digital asset XRP to source liquidity can do so in seconds—freeing up capital and guaranteeing the most competitive rates available today.

– Ripple.com

Ripple is a technology company that provides the most efficient solutions for sending money globally through a robust, global payments network, RippleNet.

XRP is a digital asset independent of Ripple, and the XRP Ledger is the open-source technology behind it. The XRP Ledger was created independently from Ripple and thus, Ripple does not control or own it. For more information on XRP, please refer to: https://xrpl.org/

– Ripple.com

Ripple is not a publicly traded company.

– Ripple.com

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Bitcoin (BTC) $ 64,255.22
Ethereum (ETH) $ 3,452.58
Chainlink (LINK) $ 13.81
Stellar (XLM) $ 0.103339